Born in the town of El Triunfo, Ecuador, Carlos Guaman came to America with the belief that individuals with tenacity and a strong work ethic can achieve their dreams and goals. As President of El Triunfo Financial & Insurance Services, Carlos’ enterprising spirit and entrepreneurial vision guides our firm to deliver excellence in our client services and has enabled El Triunfo to achieve the honor of being one of the top 500 U.S. Hispanic-owned businesses, as recognized by Hispanic Business Magazine.
Carlos has extensive experience in finance, economics, administration and business strategy and is a versatile controller with a proven record of developing innovative solutions that produce exceptional results. This, combined with his professional ethics, honesty and community service have made him a trusted leader within the Santa Ana, California community.
Carlos is a graduate of the University of California at Irvine and of Kaplan University, graduating with a Bachelor of Arts degree in business administration and a Master of Science degree in accounting, respectively. His certifications include being a registered representative, an insurance broker and a life insurance agent (series 6 and 63) as well as being an Enrolled Agent.
For many business owners, September tends to bring a bit of a slowdown. The chaos of getting kids prepared for going back to school has passed, and a focus on saving money tends to kick in as people prepare for the coming holiday spend. Combined, this can often translate into a lull for business owners.
This is a friendly reminder that the Q3 tax estimate payment deadline is coming up fast. Be sure to make your payment by September 15, 2018 to avoid penalties. Currently, penalties for late or no payment average about 4 percent. And wouldn’t you rather keep that money in your pocket?
According to new rules from the Tax Cuts & Jobs Act, meals and entertainment tax-deductible expenses for businesses have undergone considerable reform. Because the explanations of new deduction guidelines can be confusing, we’ve created this brief outline for you. A visit with your accounting professional to ensure your Chart of Accounts is correct may also be beneficial.